Planning a trip to the Maldives requires a disciplined look at your budget. While famous for luxury, the actual costs vary based on island choice and logistics. Here is a formal breakdown of the primary expenses you should track.
Accommodation Categories
Your lodging will be your most significant expenditure. Local island guesthouses typically range from $50 to $150 per night, offering a cultural experience. In contrast, private resort villas start near $400 and can exceed $2,000. To enjoy high-end amenities without the resort stay price, many visitors spend a day at Crossroads Maldives, which features integrated dining and retail hubs accessible by boat.
Logistics and Transfer Fees
Inter-island transportation is often overlooked but carries a high price tag. Speedboats cost between $30 and $100 per person, depending on distance. However, remote resorts require seaplane transfers, which generally cost $500 per person round trip.
Dining and Mandatory Taxes
Food costs at local cafes are modest, averaging $15 per meal. Conversely, resort dining often begins at $50. All services are subject to a 10% service charge and a 16% Tourism Goods and Services Tax (GST), which will rise to 17% in July 2025. Budget-conscious travellers often book Maldives day tour packages to bundle meals and activities into a predictable upfront cost.

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Excursions and Extras
Activity fees add up quickly. A single guided snorkelling trip or sunset cruise usually costs between $60 and $150. Tracking these incidental costs is vital to prevent your final bill from exceeding your initial expectations.
